Effective Date: 20 May 2026
Website: https://businessfundsguide.in
Operated by: CITY WORK LOAN SERVICE
Contact Email: info@businessfundsguide.in
Contact Address: 2nd FLOOR, BRIJKISHOR COMPLEX, RAM SANEHI, NAGAR, USRU, GADDOPUR, FAIZABAD, Faizabad, Uttar Pradesh, 224001

1. Nature of the Website
BusinessFundsGuide.in is an independent informational and educational platform only. We are not a bank, non-banking financial company (NBFC), lender, loan aggregator, or govt body. We do not provide loans, credit, financing, or any financial products directly.

All content published on this website is intended solely to help Indian entrepreneurs, startups, and business owners understand various government-sponsored and Govt backed business loan schemes, subsidies, grants, and related incentive programs.

2. No Financial Advice
The information on this website is for general awareness and educational purposes only and does not constitute professional financial, legal, tax, or investment advice. You should consult a qualified financial advisor, chartered accountant, or legal professional before making any business or financial decision.

We do not guarantee that any scheme described on this site will be available, approved, or suitable for your specific circumstances.

3. Third-Party Links and Official Sources
Our website may contain links to official Govt portals and to news sources describing scheme launches.

We do not control, operate, or endorse the content, policies, or security practices of these external websites.
You acknowledge that applying for any scheme, subsidy, or loan requires interacting directly with the respective govt department, bank, or authorized agency through their official channels.

We are not responsible for errors, omissions, changes, or discontinuations made by third-party/government entities.
4. Accuracy and Timeliness of Information
While we make reasonable efforts to keep information updated, Govt schemes, eligibility criteria, interest rates, subsidy caps, and application deadlines change frequently.

We do not guarantee the accuracy, completeness, or current status of any scheme details listed.
Always verify information directly from the official Govt notification, Gazette, or authorized bank before acting on it.
We expressly disclaim liability for any loss or damage arising from reliance on information published on this site.

5. No Loan Origination or Intermediation
We do not process loan applications.
We do not charge fees for scheme information.
We do not act as intermediaries between you and any lending institution or Govt department.
Any application for credit, subsidy, or grant must be made directly with the institution or department administering the scheme.

6. User Eligibility and Responsibility
By using this website, you confirm that:

You are at least 18 years of age or accessing the site under the supervision of a legal guardian.
You will use the information solely for lawful purposes.
You will independently verify eligibility, documentation requirements, and scheme availability before applying.
You understand that scheme approval is solely at the discretion of the issuing Govt body or financial institution.

7. Intellectual Property
All original content, articles, graphics, and compilations on BusinessFundsGuide.in are owned by us or licensed to us. You may not reproduce, republish, distribute, or commercially exploit our content without prior written permission, except for limited personal, non-commercial use.

8. Disclaimer of Warranties
This website and its content are provided on an “as is” and “as available” basis without any warranties of any kind, either express or implied. We disclaim all warranties, including but not limited to merchantability, fitness for a particular purpose, and non-infringement.

9. Limitation of Liability
To the fullest extent permitted by applicable law in India, BusinessFundsGuide.in, its owners, writers, and affiliates shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of:

Your use or inability to use the website.
Errors, mistakes, or inaccuracies in content.
Decisions made based on the information provided.
Actions, policies, or outcomes of third-party government agencies or banks.

10. Indemnification
You agree to indemnify and hold harmless BusinessFundsGuide.in and its operators from any claims, damages, liabilities, or expenses arising from your misuse of the website or violation of these terms.

13. Changes to These Terms
We reserve the right to modify these Terms and Conditions at any time. Continued use of the website after changes constitutes your acceptance of the revised terms. We encourage you to review this page periodically.

14. Contact Information
For any questions, corrections, or concerns regarding these terms or the content on this website, please contact us at:

Email: info@businessfundsguide.in
Address: 2nd FLOOR, BRIJKISHOR COMPLEX, RAM SANEHI, NAGAR, USRU, GADDOPUR, FAIZABAD, Faizabad, Uttar Pradesh, 224001
Phone: +91-9433465204