Effective Date: 20 May 2026
Website: https://businessfundsguide.in
Operated by: City Work Loan Services
Contact Email: info@ businessfundsguide.in

1. About This Policy

This Privacy Policy explains how BusinessFundsGuide.in collects, uses, stores, and protects your personal information when you visit our website. We are committed to protecting your privacy and operating in full compliance with the Information Technology Act, 2000, the Digital Personal Data Protection Act, 2023 (DPDP Act), and applicable Google Ads policies.

Please read this policy carefully. By accessing or using our website, you agree to the practices described herein. If you do not agree, please discontinue use of the site immediately.

2. Informational Nature of Our Website

BusinessFundsGuide.in is an independent educational and informational platform only. We do not provide loans, credit, financing, or any financial services. We do not collect sensitive financial data such as bank account numbers, PAN card details, Aadhaar numbers, income statements, or loan application documents. Any personal data we collect is limited to what is necessary to operate the website, deliver content, and analyze traffic.

3. Information We Collect

We collect the following categories of data:

We do not collect “Sensitive Personal Data” as defined under the IT Act / SPDI Rules (e.g., financial information, biometric data, medical records) through this website.

4. How We Use Your Information

We use the collected data strictly for the following purposes:

• To operate and maintainthe website and deliver relevant content about government business loan schemes.
• To respondto user inquiries submitted through contact forms or email.
• To analyzewebsite traffic and user behavior using Google Analytics.
• To improveour content, website structure, and user experience.
• To complywith legal obligations and protect against fraudulent or unauthorized access.

We do not sell, rent, or trade your personal information to third parties for marketing purposes.

5. Cookies and Similar Technologies

Our website uses cookies and similar tracking technologies to enhance user experience and analyze traffic.

What are cookies?
Cookies are small text files placed on your device by your web browser. They help us recognize your browser and capture certain information.

Types of cookies we use:

• Essential Cookies:Required for the website to function properly (e.g., security, load balancing).
• Analytics Cookies:Used by Google Analytics to understand how visitors interact with our site.
• Advertising Cookies:Used by Google Ads to measure conversion events and ad performance.

Cookie Consent:
When you first visit our website, you will see a cookie consent banner allowing you to accept or manage non-essential cookies. You may withdraw consent at any time by clearing your browser cookies or adjusting your browser settings.

6. Third-Party Links and External Websites

Our articles may contain links to official Govt  portals, bank websites, and news sources. We are not responsible for the privacy practices, cookie policies, or content of these external websites. We encourage you to read the privacy policies of any third-party site you visit.

7. Data Security

We implement reasonable technical and organizational security measures to protect your data against unauthorized access, alteration, disclosure, or destruction. These include:

• SSL/HTTPS encryption for data transmission.
• Secure hosting environments.
• Regular security updates and malware scanning.

However, no method of transmission over the Internet is 100% secure. While we strive to protect your data, we cannot guarantee absolute security.

8. Data Retention

We retain your personal information only for as long as necessary to fulfill the purposes outlined in this policy, or as required by applicable law. Contact form submissions and email correspondence are typically retained for 15 days for record-keeping and legal compliance, after which they are securely deleted.

9. Children’s Privacy

Our website is not intended for children under the age of 18. We do not knowingly collect personal information from minors. If you are a parent or guardian and believe that your child has provided us with personal data, please contact us immediately, and we will take steps to delete such information.

10. Updates to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices. Any changes will be posted on this page with a revised ” Updated” date. We encourage you to review this policy periodically.

11.Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us: info@ businessfundsguide.in